ther way to save. They pay higher interest rates. With a certificateof deposit, a person agrees not to withdraw an amount of money for a period of time. Theterm could be three months, or it could be several years. Longer terms, and larger amounts,pay higher interest. People can withdraw their money early but at a cost. Another way to saveis through a money market fund. This is a kind of mutual fund. Mutual funds invest moneyfrom many people. Money